ANZ Home Loans

A Brief Review

Originally established in Sydney 1835 as the Bank of Australasia then later in Melbourne, ANZ has grown in to one of Australia’s largest companies. In fact, it is numbered among the world’s 50 largest banks. Today ANZ is a multinational banking and financial services institution. For over 170 years, the company has continued to expand its reach, incorporating various banks and financial businesses, and developing various products for its customers.

Compare these loans with 205 other products

LenderProductRateMin deposit100% offsetRedrawExtra RepayConstr-
uction
Enquire
ANZANZ
Fixed 1 Year
6.19%13%
ANZANZ
Fixed 2 Years
6.19%10%
ANZANZ
Fixed 3 Years
6.43%10%
ANZANZ
Simplicity Plus
6.60%10%
ANZANZ
Breakfree
6.60%10%
ANZANZ
Fixed 5 Years
6.84%10%
ANZANZ
Fixed 4 Years
6.84%10%
ANZANZ
Equity Manager Breakfree
6.85%10%
ANZANZ
Standard Variable
7.30%10%
ANZANZ
Fixed 10 Years
7.69%13%

ANZ has approximately 8 million customers around the globe; each one is serviced by independent Customer Advocates who provide quality assistance and help to resolve customer problems. The banking organization also offers a wide selection of home loans, investment loans, and refinancing options. ANZ’s reputation as a lender is widely acclaimed, even winning the company Home Lender of the Year eleven times.

The reputation of ANZ is based also based on its commitment to meeting the evolving needs of customers by offering a dynamic selection of home financing products that suits your present needs and provides flexibility in the future.

The company has several types of loans including variable, fixed, and equity home loans. Each one comes with certain benefits and offers borrowers opportunities to save on the interest and fees. Other features that may come with ANZ home loans include additional payment options, 100% mortgage offset accounts, interest only options, as well as redraw facility. ANZ loan payments can be adjusted to fit almost any lifestyle or needs. Repayment holidays with three-month durations are also available.

ANZ’s top rated products include the ANZ Standard Variable, The ANZ Fixed Rate, Equity Manager Loans, the Simplicity PLUS, and the Breakfree home loan package. The Breakfree may include any of the previous products, but may also incorporate the Money Saver Loan and the Easy Start Loan.

ANZ also has Low Doc options available for borrowers who are currently self-employed or have irregular circumstances surrounding their employment records. Other products include land loans and supplementary loans. The ANZ One is a transaction account that can be connected with ANZ home loans and residential investment loans.