ANZ Fixed 2 Years

The ANZ Fixed 2 Year Home Loan delivers peace of mind for customers who wish to avoid the risk of increases in interest rates by enabling them to lock into a competitive rate for 2 years.

A Fixed 2 Year Home Loan is a flexible mortgage but also has the added security of knowing that the interest rate won’t change for at least two years.

There is an initial start up fee of $600 when taking out this 2 year fixed product and a small ongoing monthly fee of just $10. Depending on additional features there may be other fees and charges.

KEY BENEFITS

There are multiple benefits affiliated with this product:

Early Repayments

This gives you the ability to make payments on your loan without incurring any fees up to a set tolerance amount, allowing you to pay the loan off quicker when you come across extra funds.

Interest Only Repayments

The ANZ Fixed 2 Year Home Loan has the option of being an ‘Interest Only’ loan, meaning you only pay the interest amount of the loan for a period of time up to 10 years. This is an ideal option for customers who are trying to free up some extra money by reducing their payments.

Splitting Loans

This allows you to choose a portion of your total borrowing to be repayable with your home loan and another portion to be repayable at a variable interest rate or another ANZ loan.

Flexible Payment Options

After a loan that gives you flexibility over your payments? This loan allows you to choose from weekly, fortnightly or monthly repayments.

Charges and Fees

There is a one off application fee of $600 and an ongoing monthly fee of $10. Dependant on what other features and options you use, there are also other fees associated.