ANZ Fixed 4 Years

The ANZ Fixed 4 Year Home Loan delivers peace of mind for customers who wish to lock into a competitive rate for 4 years, enabling them to avoid the risk of increases in interest rates.

A Fixed 4 Year Home Loan is a flexible mortgage, also offering the added security of knowing that the interest rate will not change for 4 years.

There is an initial establishment fee of $600, and a low ongoing monthly fee of only $10. Depending on additional features there may be other charges.

KEY BENEFITS

This loan has a number of features appealing to customers:

‘Interest Only’ Repayments

The ANZ Fixed 4 Year Home Loan has the option of being an ‘Interest Only’ loan, meaning you only pay the interest amount of the loan for a period of time up to 10 years. This is a great option for those customers who are trying to free up cash by reducing their payments.

Progressively Draw Down Loan

You are able to draw down your loan by up to four months. Fees and charges may apply.

Loan Splitting

This allows you to have a portion of your total borrowing to be repayable, and the other portion to be repayable at a variable interest rate with another ANZ loan.

Flexible Payments

Allows you to choose from weekly, fortnightly or monthly repayments.

Fees

There is a singular upfront fee of $600 then a small monthly ongoing fee of $10. Depending on what other features and options you use, there may also be other charges associated.