Comparing ANZ Breakfree vs St George Advantage Package

Lender ANZSt George
Home Loan BreakfreeAdvantage Package
Interest Rate 6.57%6.34%
Summary

The ANZ Breakfree Package offers discounts and benefits for certain ANZ home and investment loans, as well as other products and services available through ANZ. Additionally, this loan package offers reduced interest rates below the standard variable interest rate rated up to 0.6% for the entire loan term. This discount is linked to how much is borrowed from ANZ, with the larger discounts reserved for amounts in excess of $700,000. […] More

The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,547$2,486
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $375$395
Sample Cost
1 Years
$30,936$30,231
Savings After
1 Years
 Save $705
100% Offset Account YesYes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information