Comparing ANZ Breakfree vs Westpac Premier Advantage Package

Lender ANZWestpac
Home Loan BreakfreePremier Advantage Package
Interest Rate 6.57%6.39%
Summary

The ANZ Breakfree Package offers discounts and benefits for certain ANZ home and investment loans, as well as other products and services available through ANZ. Additionally, this loan package offers reduced interest rates below the standard variable interest rate rated up to 0.6% for the entire loan term. This discount is linked to how much is borrowed from ANZ, with the larger discounts reserved for amounts in excess of $700,000. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,547$2,499
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $375$395
Sample Cost
1 Years
$30,936$30,388
Savings After
1 Years
 Save $548
100% Offset Account YesYes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction YesYes
More Information