Comparing ANZ Fixed 1 Year vs Westpac Premier Advantage Package

Lender ANZWestpac
Home Loan Fixed 1 YearPremier Advantage Package
Interest Rate 6.19%6.39%
Summary

The ANZ Fixed 1 Year Home Loan allows consumers to lock into a competitive rate for 1 year, whilst at the same time allowing access to key features such as an ‘Interest Only’ payment option. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $160,000 (40%)$52,000 (13%)
Initial Monthly Repayment $2,447$2,499
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$30,087$30,388
Savings After
1 Years
Save $300 
100% Offset Account YesYes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information