Comparing ANZ Fixed 3 Years vs ANZ Simplicity Plus

Lender ANZANZ
Home Loan Fixed 3 YearsSimplicity Plus
Interest Rate 6.19%6.72%
Summary

The ANZ Fixed 3 Year Home Loan gives more security to customers by enabling them to avoid the risk of increases in interest rates by repaying a competitive fixed amount for 3 years. An ANZ Fixed 3 Year Home Loan is a flexible mortgage that has the added advantage of allowing the customer to budget as their payments will remain unaffected by market increases for 3 years. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,447$2,586
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $0$600
Monthly Fee $10$0
Annual Fee $0$0
Sample Cost
1 Years
$29,487$31,637
Savings After
1 Years
Save $2,150 
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information