Comparing ANZ Fixed 3 Years vs NAB Introductory 1 Year Variable Rate
| Lender | ![]() | ![]() |
| Home Loan | Fixed 3 Years | Introductory 1 Year Variable Rate |
| Interest Rate | 6.19% | 6.22% |
| Summary | The ANZ Fixed 3 Year Home Loan gives more security to customers by enabling them to avoid the risk of increases in interest rates by repaying a competitive fixed amount for 3 years. An ANZ Fixed 3 Year Home Loan is a flexible mortgage that has the added advantage of allowing the customer to budget as their payments will remain unaffected by market increases for 3 years. […] More | NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,447 | $2,455 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 3 Year Fixed | Variable |
| Application Fee | $0 | $600 |
| Monthly Fee | $10 | $10 |
| Annual Fee | $0 | $0 |
| Sample Cost 1 Years |
$29,487 | $30,181 |
| Savings After 1 Years |
Save $693 | |
| 100% Offset Account | ||
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ||
| More Information |






