Comparing ANZ Fixed 4 Years vs NAB Choice Package

Lender ANZNAB
Home Loan Fixed 4 YearsChoice Package
Interest Rate 6.74%6.29%
Summary

The ANZ Fixed 4 Year Home Loan delivers peace of mind for customers who wish to lock into a competitive rate for 4 years, enabling them to avoid the risk of increases in interest rates. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,592$2,473
Sample Term 30 years30 years
Home Loan Type 4 Year FixedVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$31,821$30,074
Savings After
1 Years
 Save $1,746
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
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