Comparing ANZ Fixed 4 Years vs Westpac Premier Advantage Package

Lender ANZWestpac
Home Loan Fixed 4 YearsPremier Advantage Package
Interest Rate 6.74%6.39%
Summary

The ANZ Fixed 4 Year Home Loan delivers peace of mind for customers who wish to lock into a competitive rate for 4 years, enabling them to avoid the risk of increases in interest rates. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,592$2,499
Sample Term 30 years30 years
Home Loan Type 4 Year FixedVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$31,821$30,388
Savings After
1 Years
 Save $1,433
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information