Comparing ANZ Standard Variable vs ANZ Simplicity Plus
| Lender | ![]() | ![]() |
| Home Loan | Standard Variable | Simplicity Plus |
| Interest Rate | 7.42% | 6.72% |
| Summary | The ANZ Standard Variable Rate Home Loan gives you full flexibility and value. It is available for people wanting to by a residential property between the value of $20,000 to $10,000,000. […] More | The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $40,000 (10%) |
| Initial Monthly Repayment | $2,775 | $2,586 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | Variable | Variable |
| Application Fee | $600 | $600 |
| Monthly Fee | $5 | $0 |
| Annual Fee | $0 | $0 |
| Sample Cost 1 Years |
$33,960 | $31,637 |
| Savings After 1 Years |
Save $2,323 | |
| 100% Offset Account | ![]() | |
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ![]() | ![]() |
| More Information |





