Comparing Citibank Fixed 1 Year vs NAB Choice Package
| Lender |  |  |
| Home Loan | Fixed 1 Year | Choice Package |
| Interest Rate | 5.89% | 6.29% |
| Summary | The Citibank 1-Year Fixed Rate home loan is just one of a whole range of fixed rate lending options that have been made available to Citibank’s clients. It is the Standard Fixed Rate mortgage and offers borrowers protections from rate rises while offering the security of knowing what payments will be each month. […] More | The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,370 | $2,473 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 1 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$28,935 | $30,074 |
| Savings After 1 Years |
Save $1,140 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
