Comparing Citibank Fixed 1 Year vs St George Advantage Package
| Lender |  |  |
| Home Loan | Fixed 1 Year | Advantage Package |
| Interest Rate | 5.89% | 6.34% |
| Summary | The Citibank 1-Year Fixed Rate home loan is just one of a whole range of fixed rate lending options that have been made available to Citibank’s clients. It is the Standard Fixed Rate mortgage and offers borrowers protections from rate rises while offering the security of knowing what payments will be each month. […] More | The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,370 | $2,486 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 1 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$28,935 | $30,231 |
| Savings After 1 Years |
Save $1,296 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
