Comparing Citibank Fixed 1 Year vs Westpac Premier Advantage Package
| Lender | ![]() | ![]() |
| Home Loan | Fixed 1 Year | Premier Advantage Package |
| Interest Rate | 5.89% | 6.39% |
| Summary | The Citibank 1-Year Fixed Rate home loan is just one of a whole range of fixed rate lending options that have been made available to Citibank’s clients. It is the Standard Fixed Rate mortgage and offers borrowers protections from rate rises while offering the security of knowing what payments will be each month. […] More | The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $52,000 (13%) |
| Initial Monthly Repayment | $2,370 | $2,499 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 1 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$28,935 | $30,388 |
| Savings After 1 Years |
Save $1,453 | |
| 100% Offset Account | ![]() | |
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | |
| Contruction | ![]() | |
| More Information |






