Comparing Citibank Fixed 2 Years vs NAB Choice Package
| Lender |  |  |
| Home Loan | Fixed 2 Years | Choice Package |
| Interest Rate | 5.89% | 6.29% |
| Summary | The Citibank 2-Year Fixed Rate home loan is one of Citibank’s six fixed rate home loan product. It is based on the Standard Fixed Rate loan and prevents the interest rates from increases every month for a set term. This makes it a safer option for some borrowers since the consistent rate makes for stable payments each month. […] More | The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,370 | $2,473 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 2 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$28,935 | $30,074 |
| Savings After 1 Years |
Save $1,140 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
