Comparing Citibank Fixed 2 Years vs Westpac Premier Advantage Package

Lender CitibankWestpac
Home Loan Fixed 2 YearsPremier Advantage Package
Interest Rate 5.89%6.39%
Summary

The Citibank 2-Year Fixed Rate home loan is one of Citibank’s six fixed rate home loan product. It is based on the Standard Fixed Rate loan and prevents the interest rates from increases every month for a set term. This makes it a safer option for some borrowers since the consistent rate makes for stable payments each month. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,370$2,499
Sample Term 30 years30 years
Home Loan Type 2 Year FixedVariable
Application Fee $399$0
Monthly Fee $8$0
Annual Fee $0$395
Sample Cost
1 Years
$28,935$30,388
Savings After
1 Years
Save $1,453 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility  Yes
Contruction  Yes
More Information