Comparing Citibank Fixed 3 Years vs NAB Choice Package

Lender CitibankNAB
Home Loan Fixed 3 YearsChoice Package
Interest Rate 5.99%6.29%
Summary

Citibank’s 3-Year Fixed Rate home loan is just one of several fixed rate lending options available by the company. It is a Standard Fixed Rate product that comes with a fixed-rate period during which the interest rates remain the same. This aspect makes the loan a great option if you want some financial security when you start paying for your house. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,396$2,473
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $399$0
Monthly Fee $8$0
Annual Fee $0$395
Sample Cost
1 Years
$29,243$30,074
Savings After
1 Years
Save $832 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility  Yes
Contruction   
More Information