Comparing Citibank Fixed 3 Years vs St George Advantage Package

Lender CitibankSt George
Home Loan Fixed 3 YearsAdvantage Package
Interest Rate 5.99%6.34%
Summary

Citibank’s 3-Year Fixed Rate home loan is just one of several fixed rate lending options available by the company. It is a Standard Fixed Rate product that comes with a fixed-rate period during which the interest rates remain the same. This aspect makes the loan a great option if you want some financial security when you start paying for your house. […] More

The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,396$2,486
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $399$0
Monthly Fee $8$0
Annual Fee $0$395
Sample Cost
1 Years
$29,243$30,231
Savings After
1 Years
Save $988 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility  Yes
Contruction   
More Information