Comparing Citibank Fixed 3 Years vs Westpac Premier Advantage Package

Lender CitibankWestpac
Home Loan Fixed 3 YearsPremier Advantage Package
Interest Rate 5.99%6.39%
Summary

Citibank’s 3-Year Fixed Rate home loan is just one of several fixed rate lending options available by the company. It is a Standard Fixed Rate product that comes with a fixed-rate period during which the interest rates remain the same. This aspect makes the loan a great option if you want some financial security when you start paying for your house. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,396$2,499
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $399$0
Monthly Fee $8$0
Annual Fee $0$395
Sample Cost
1 Years
$29,243$30,388
Savings After
1 Years
Save $1,145 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility  Yes
Contruction  Yes
More Information