Comparing Citibank Fixed 4 Years vs NAB Choice Package
| Lender |  |  |
| Home Loan | Fixed 4 Years | Choice Package |
| Interest Rate | 6.55% | 6.29% |
| Summary | The Citibank 4-Year Fixed Rate home loan offers the borrower a standard fixed rate lasting four years before it revert to the standard variable rate. This option gives some people a better sense of security in terms of their monthly payment requirements. There is nothing that offers peace of mind more than knowing what you owe each month. It provides the buyer with more options for managing their repayments. […] More | The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,541 | $2,473 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 4 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$30,992 | $30,074 |
| Savings After 1 Years |
Save $918 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
