Comparing Citibank Fixed 4 Years vs St George Advantage Package
| Lender |  |  |
| Home Loan | Fixed 4 Years | Advantage Package |
| Interest Rate | 6.55% | 6.34% |
| Summary | The Citibank 4-Year Fixed Rate home loan offers the borrower a standard fixed rate lasting four years before it revert to the standard variable rate. This option gives some people a better sense of security in terms of their monthly payment requirements. There is nothing that offers peace of mind more than knowing what you owe each month. It provides the buyer with more options for managing their repayments. […] More | The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,541 | $2,486 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 4 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$30,992 | $30,231 |
| Savings After 1 Years |
Save $761 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
