Comparing Citibank Fixed 5 Years vs St George Advantage Package
| Lender |  |  |
| Home Loan | Fixed 5 Years | Advantage Package |
| Interest Rate | 6.60% | 6.34% |
| Summary | The Citibank 5-Year Fixed Rate home loan has the longest fixed rate term available through the lender. This provides you five years with the same discounted fixed before you must switch over and start paying Citibank’s Standard Variable Rate. Still, the fixed rate home loan is an appealing option when you want the reliability of stable payments each month rather than waiting to see what the interest rates will do. […] More | The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,555 | $2,486 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 5 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$31,151 | $30,231 |
| Savings After 1 Years |
Save $920 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
