Comparing Citibank Fixed 5 Years vs Westpac Premier Advantage Package
| Lender |  |  |
| Home Loan | Fixed 5 Years | Premier Advantage Package |
| Interest Rate | 6.60% | 6.39% |
| Summary | The Citibank 5-Year Fixed Rate home loan has the longest fixed rate term available through the lender. This provides you five years with the same discounted fixed before you must switch over and start paying Citibank’s Standard Variable Rate. Still, the fixed rate home loan is an appealing option when you want the reliability of stable payments each month rather than waiting to see what the interest rates will do. […] More | The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $52,000 (13%) |
| Initial Monthly Repayment | $2,555 | $2,499 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 5 Year Fixed | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$31,151 | $30,388 |
| Savings After 1 Years |
Save $763 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | | |
| More Information |
