Comparing Citibank Standard Variable vs NAB Choice Package
| Lender |  |  |
| Home Loan | Standard Variable | Choice Package |
| Interest Rate | 6.60% | 6.29% |
| Summary | The Citibank Standard Variable Rate home loan is just one option when you choose to apply for a standard rate loan. You could also choose a fixed rate or a combination of fixed and variable terms. In fact, this loan product allows you to establish a fixed rate for any time during your loan repayment term. You can set one for as long as five years. Once this time elapses, you could create another fixed-rate term or stay with the standard variable rate. […] More | The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,555 | $2,473 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | Variable | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$31,151 | $30,074 |
| Savings After 1 Years |
Save $1,076 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
