Comparing Citibank Standard Variable vs St George Advantage Package
| Lender |  |  |
| Home Loan | Standard Variable | Advantage Package |
| Interest Rate | 6.60% | 6.34% |
| Summary | The Citibank Standard Variable Rate home loan is just one option when you choose to apply for a standard rate loan. You could also choose a fixed rate or a combination of fixed and variable terms. In fact, this loan product allows you to establish a fixed rate for any time during your loan repayment term. You can set one for as long as five years. Once this time elapses, you could create another fixed-rate term or stay with the standard variable rate. […] More | The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,555 | $2,486 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | Variable | Variable |
| Application Fee | $399 | $0 |
| Monthly Fee | $8 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$31,151 | $30,231 |
| Savings After 1 Years |
Save $920 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
