Comparing St George Advantage Package Fixed 1 Year vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Advantage Package Fixed 1 YearSimplicity Plus
Interest Rate 5.94%6.35%
Summary

The St George Advantage Package Fixed 1 Year Home Loan permits consumers to lock in the rate over a 1 year period. The Advantage Package provides customers with a discount of 0.15% for loans over $150,000. Security is a major component when choosing a loan. Locking in a fixed rate at a lower interest rate allows clients to accurately budget their payments going forward. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,383$2,489
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $0$600
Monthly Fee $0$0
Annual Fee $395$0
Sample Cost
1 Years
$28,989$30,467
Savings After
1 Years
Save $1,479 
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information