Comparing St George Advantage Package Fixed 1 Year vs Westpac Premier Advantage Package

Lender St GeorgeWestpac
Home Loan Advantage Package Fixed 1 YearPremier Advantage Package
Interest Rate 5.94%6.39%
Summary

The St George Advantage Package Fixed 1 Year Home Loan permits consumers to lock in the rate over a 1 year period. The Advantage Package provides customers with a discount of 0.15% for loans over $150,000. Security is a major component when choosing a loan. Locking in a fixed rate at a lower interest rate allows clients to accurately budget their payments going forward. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,383$2,499
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $395$395
Sample Cost
1 Years
$28,989$30,388
Savings After
1 Years
Save $1,399 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information