Comparing St George Advantage Package Fixed 3 Years vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Advantage Package Fixed 3 YearsSimplicity Plus
Interest Rate 5.94%6.35%
Summary

The St George Advantage Package Fixed 3 Year Home Loan is a fantastic product by St George that allows you to lock in you payments of a 3 year period. Through the Advantage package you will obtain an interest rate discount of 0.15% when your loan size is greater than $150,000. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,383$2,489
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $0$600
Monthly Fee $0$0
Annual Fee $395$0
Sample Cost
1 Years
$28,989$30,467
Savings After
1 Years
Save $1,479 
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information