Comparing St George Advantage Package Fixed 4 Years vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Advantage Package Fixed 4 YearsSimplicity Plus
Interest Rate 6.69%6.35%
Summary

The St George Advantage Package Fixed 4 Year Home Loan provides owner occupiers and investors to lock in a competitive interest rate for 4 years. When taking out a loan of more than $150,000 you can also obtain an interest rate discount of 0.15%. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,578$2,489
Sample Term 30 years30 years
Home Loan Type 4 Year FixedVariable
Application Fee $0$600
Monthly Fee $0$0
Annual Fee $395$0
Sample Cost
1 Years
$31,337$30,467
Savings After
1 Years
 Save $869
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information