Comparing St George Advantage Package Fixed 4 Years vs NAB Introductory 1 Year Variable Rate

Lender St GeorgeNAB
Home Loan Advantage Package Fixed 4 YearsIntroductory 1 Year Variable Rate
Interest Rate 6.69%6.22%
Summary

The St George Advantage Package Fixed 4 Year Home Loan provides owner occupiers and investors to lock in a competitive interest rate for 4 years. When taking out a loan of more than $150,000 you can also obtain an interest rate discount of 0.15%. […] More

NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,578$2,455
Sample Term 30 years30 years
Home Loan Type 4 Year FixedVariable
Application Fee $0$600
Monthly Fee $0$10
Annual Fee $395$0
Sample Cost
1 Years
$31,337$30,181
Savings After
1 Years
 Save $1,156
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
More Information