Comparing St George Advantage Package Fixed 5 Years vs NAB Introductory 1 Year Variable Rate
| Lender | ![]() | ![]() |
| Home Loan | Advantage Package Fixed 5 Years | Introductory 1 Year Variable Rate |
| Interest Rate | 6.74% | 6.22% |
| Summary | The St George Advantage Package Fixed 5 Year Home Loan is a popular product that ensures the borrower pays a set amount for a 5 year duration. Locking in the payment is a good. The Advantage Package on the 5 year fixed loan means that you get an interest rate discount of 0.15% on loans greater than $150,000. […] More | NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,592 | $2,455 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 5 Year Fixed | Variable |
| Application Fee | $0 | $600 |
| Monthly Fee | $0 | $10 |
| Annual Fee | $395 | $0 |
| Sample Cost 1 Years |
$31,496 | $30,181 |
| Savings After 1 Years |
Save $1,315 | |
| 100% Offset Account | ||
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ||
| More Information |






