Comparing St George Advantage Package Fixed 5 Years vs Westpac Premier Advantage Package

Lender St GeorgeWestpac
Home Loan Advantage Package Fixed 5 YearsPremier Advantage Package
Interest Rate 6.74%6.39%
Summary

The St George Advantage Package Fixed 5 Year Home Loan is a popular product that ensures the borrower pays a set amount for a 5 year duration. Locking in the payment is a good. The Advantage Package on the 5 year fixed loan means that you get an interest rate discount of 0.15% on loans greater than $150,000. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,592$2,499
Sample Term 30 years30 years
Home Loan Type 5 Year FixedVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $395$395
Sample Cost
1 Years
$31,496$30,388
Savings After
1 Years
 Save $1,108
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information