Comparing St George Advantage Portfolio Package vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Advantage Portfolio PackageSimplicity Plus
Interest Rate 6.44%6.35%
Summary

The St. George Advantage Portfolio Package combines the benefits of the bank’s portfolio loan with the Advantage Package, St. George’s all-in-one product that combines a home loan, credit card, and transaction account. The portfolio loan is flexible line of credit that allows you to consolidate your personal and investment funds into a single loan. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,513$2,489
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $0$600
Monthly Fee $0$0
Annual Fee $395$0
Sample Cost
1 Years
$30,545$30,467
Savings After
1 Years
 Save $78
100% Offset Account Yes 
Extra Repayments YesYes
Redraw Facility YesYes
Contruction YesYes
More Information