Comparing St George Advantage Portfolio Package vs NAB Introductory 1 Year Variable Rate

Lender St GeorgeNAB
Home Loan Advantage Portfolio PackageIntroductory 1 Year Variable Rate
Interest Rate 6.44%6.22%
Summary

The St. George Advantage Portfolio Package combines the benefits of the bank’s portfolio loan with the Advantage Package, St. George’s all-in-one product that combines a home loan, credit card, and transaction account. The portfolio loan is flexible line of credit that allows you to consolidate your personal and investment funds into a single loan. […] More

NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,513$2,455
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $0$600
Monthly Fee $0$10
Annual Fee $395$0
Sample Cost
1 Years
$30,545$30,181
Savings After
1 Years
 Save $364
100% Offset Account Yes 
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information