Comparing St George Basic Variable vs NAB Choice Package

Lender St GeorgeNAB
Home Loan Basic VariableChoice Package
Interest Rate 6.32%6.29%
Summary

The St George Basic Home Loan is a loan that has a low interest rate but not as many features as the standard variable product. The no frills approach with the basic home loan appeals to clients who prefer low interest rates over flexibility in the loan. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,481$2,473
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $500$0
Monthly Fee $0$0
Annual Fee $0$395
Sample Cost
1 Years
$30,273$30,074
Savings After
1 Years
 Save $199
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
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