Comparing St George Basic Variable vs St George Advantage Package

Lender St GeorgeSt George
Home Loan Basic VariableAdvantage Package
Interest Rate 6.32%6.34%
Summary

The St George Basic Home Loan is a loan that has a low interest rate but not as many features as the standard variable product. The no frills approach with the basic home loan appeals to clients who prefer low interest rates over flexibility in the loan. […] More

The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,481$2,486
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $500$0
Monthly Fee $0$0
Annual Fee $0$395
Sample Cost
1 Years
$30,273$30,231
Savings After
1 Years
 Save $42
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
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