Comparing St George Fixed 1 Year vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Fixed 1 YearSimplicity Plus
Interest Rate 6.09%6.35%
Summary

The St. George 1-Year Fixed Rate home loan offers borrowers an affordable fixed rate period upfront for the first 12 months of the repayment term. Once this period comes to an end, the loan will revert back to the Standard Variable Rate for the remainder of the loan’s term. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,421$2,489
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $600$600
Monthly Fee $10$0
Annual Fee $0$0
Sample Cost
1 Years
$29,777$30,467
Savings After
1 Years
Save $691 
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information