Comparing St George Fixed 1 Year vs ANZ Simplicity Plus
| Lender | ![]() | ![]() |
| Home Loan | Fixed 1 Year | Simplicity Plus |
| Interest Rate | 6.09% | 6.35% |
| Summary | The St. George 1-Year Fixed Rate home loan offers borrowers an affordable fixed rate period upfront for the first 12 months of the repayment term. Once this period comes to an end, the loan will revert back to the Standard Variable Rate for the remainder of the loan’s term. […] More | The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $40,000 (10%) |
| Initial Monthly Repayment | $2,421 | $2,489 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 1 Year Fixed | Variable |
| Application Fee | $600 | $600 |
| Monthly Fee | $10 | $0 |
| Annual Fee | $0 | $0 |
| Sample Cost 1 Years |
$29,777 | $30,467 |
| Savings After 1 Years |
Save $691 | |
| 100% Offset Account | ||
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ![]() | |
| More Information |






