Comparing St George Fixed 1 Year vs NAB Choice Package

Lender St GeorgeNAB
Home Loan Fixed 1 YearChoice Package
Interest Rate 6.09%6.29%
Summary

The St. George 1-Year Fixed Rate home loan offers borrowers an affordable fixed rate period upfront for the first 12 months of the repayment term. Once this period comes to an end, the loan will revert back to the Standard Variable Rate for the remainder of the loan’s term. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,421$2,473
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$29,777$30,074
Savings After
1 Years
Save $298 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
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