Comparing St George Fixed 1 Year vs NAB Introductory 1 Year Variable Rate

Lender St GeorgeNAB
Home Loan Fixed 1 YearIntroductory 1 Year Variable Rate
Interest Rate 6.09%6.22%
Summary

The St. George 1-Year Fixed Rate home loan offers borrowers an affordable fixed rate period upfront for the first 12 months of the repayment term. Once this period comes to an end, the loan will revert back to the Standard Variable Rate for the remainder of the loan’s term. […] More

NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,421$2,455
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $600$600
Monthly Fee $10$10
Annual Fee $0$0
Sample Cost
1 Years
$29,777$30,181
Savings After
1 Years
Save $404 
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
More Information