Comparing St George Fixed 3 Years vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Fixed 3 YearsSimplicity Plus
Interest Rate 6.09%6.35%
Summary

The St. George 3-Year Fixed Rate Home Loan lets the borrowers take advantage of a secure fixed rate period lasting three years before the standard variable rate will come into effect. The value of this loan product has much to do with the protection that a fixed rate gives you against changing interest rates. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,421$2,489
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $600$600
Monthly Fee $10$0
Annual Fee $0$0
Sample Cost
1 Years
$29,777$30,467
Savings After
1 Years
Save $691 
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information