Comparing St George Fixed 3 Years vs NAB Choice Package

Lender St GeorgeNAB
Home Loan Fixed 3 YearsChoice Package
Interest Rate 6.09%6.29%
Summary

The St. George 3-Year Fixed Rate Home Loan lets the borrowers take advantage of a secure fixed rate period lasting three years before the standard variable rate will come into effect. The value of this loan product has much to do with the protection that a fixed rate gives you against changing interest rates. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,421$2,473
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$29,777$30,074
Savings After
1 Years
Save $298 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
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