Comparing St George Fixed 3 Years vs Westpac Premier Advantage Package

Lender St GeorgeWestpac
Home Loan Fixed 3 YearsPremier Advantage Package
Interest Rate 6.09%6.39%
Summary

The St. George 3-Year Fixed Rate Home Loan lets the borrowers take advantage of a secure fixed rate period lasting three years before the standard variable rate will come into effect. The value of this loan product has much to do with the protection that a fixed rate gives you against changing interest rates. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$52,000 (13%)
Initial Monthly Repayment $2,421$2,499
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$29,777$30,388
Savings After
1 Years
Save $611 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information