Comparing St George Fixed 4 Years vs NAB Choice Package
| Lender |  |  |
| Home Loan | Fixed 4 Years | Choice Package |
| Interest Rate | 6.84% | 6.29% |
| Summary | St. George Bank’s 4-Year Fixed Rate Home Loan is the standard fixed rate loan that has a fixed term of four years before the loan is converted to the Standard Variable Rate. The benefit of these fixed rates is that they protect the borrower from increasing interest rates. Consistent payments are possible because the rate stays the same. […] More | The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,618 | $2,473 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 4 Year Fixed | Variable |
| Application Fee | $600 | $0 |
| Monthly Fee | $10 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$32,140 | $30,074 |
| Savings After 1 Years |
Save $2,066 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | ||
| More Information |
