Comparing St George Fixed 4 Years vs Westpac Premier Advantage Package
| Lender |  |  |
| Home Loan | Fixed 4 Years | Premier Advantage Package |
| Interest Rate | 6.84% | 6.39% |
| Summary | St. George Bank’s 4-Year Fixed Rate Home Loan is the standard fixed rate loan that has a fixed term of four years before the loan is converted to the Standard Variable Rate. The benefit of these fixed rates is that they protect the borrower from increasing interest rates. Consistent payments are possible because the rate stays the same. […] More | The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $52,000 (13%) |
| Initial Monthly Repayment | $2,618 | $2,499 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 4 Year Fixed | Variable |
| Application Fee | $600 | $0 |
| Monthly Fee | $10 | $0 |
| Annual Fee | $0 | $395 |
| Sample Cost 1 Years |
$32,140 | $30,388 |
| Savings After 1 Years |
Save $1,753 | |
| 100% Offset Account |  | |
| Extra Repayments | | |
| Redraw Facility | | |
| Contruction | | |
| More Information |
