Comparing St George Fixed 5 Years vs ANZ Simplicity Plus
| Lender | ![]() | ![]() |
| Home Loan | Fixed 5 Years | Simplicity Plus |
| Interest Rate | 6.89% | 6.35% |
| Summary | The 5-Year Fixed Rate Home Loan offered through St. George Bank is the maximum term available for this type of loan. With it you can enjoy the security of reliable payments because of stable interest rates. However, once the five-year term ends, this loan will return to the Standard Variable Rate. […] More | The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $40,000 (10%) |
| Initial Monthly Repayment | $2,632 | $2,489 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 5 Year Fixed | Variable |
| Application Fee | $600 | $600 |
| Monthly Fee | $10 | $0 |
| Annual Fee | $0 | $0 |
| Sample Cost 1 Years |
$32,301 | $30,467 |
| Savings After 1 Years |
Save $1,833 | |
| 100% Offset Account | ||
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ![]() | |
| More Information |






