Comparing St George Fixed 5 Years vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Fixed 5 YearsSimplicity Plus
Interest Rate 6.89%6.35%
Summary

The 5-Year Fixed Rate Home Loan offered through St. George Bank is the maximum term available for this type of loan. With it you can enjoy the security of reliable payments because of stable interest rates. However, once the five-year term ends, this loan will return to the Standard Variable Rate. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,632$2,489
Sample Term 30 years30 years
Home Loan Type 5 Year FixedVariable
Application Fee $600$600
Monthly Fee $10$0
Annual Fee $0$0
Sample Cost
1 Years
$32,301$30,467
Savings After
1 Years
 Save $1,833
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction  Yes
More Information