Comparing St George Fixed 5 Years vs NAB Introductory 1 Year Variable Rate
| Lender | ![]() | ![]() |
| Home Loan | Fixed 5 Years | Introductory 1 Year Variable Rate |
| Interest Rate | 6.89% | 6.22% |
| Summary | The 5-Year Fixed Rate Home Loan offered through St. George Bank is the maximum term available for this type of loan. With it you can enjoy the security of reliable payments because of stable interest rates. However, once the five-year term ends, this loan will return to the Standard Variable Rate. […] More | NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $40,000 (10%) | $20,000 (5%) |
| Initial Monthly Repayment | $2,632 | $2,455 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 5 Year Fixed | Variable |
| Application Fee | $600 | $600 |
| Monthly Fee | $10 | $10 |
| Annual Fee | $0 | $0 |
| Sample Cost 1 Years |
$32,301 | $30,181 |
| Savings After 1 Years |
Save $2,120 | |
| 100% Offset Account | ||
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ||
| More Information |






