Comparing St George Standard Variable vs ANZ Simplicity Plus

Lender St GeorgeANZ
Home Loan Standard VariableSimplicity Plus
Interest Rate 7.04%6.35%
Summary

The St George Standard Variable Rate is a fully featured loan that is flexible and provides benefits such as a 100% offset account. The standard variable loan does not lock you into a set period and provides ample flexibility. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$40,000 (10%)
Initial Monthly Repayment $2,672$2,489
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $600$600
Monthly Fee $10$0
Annual Fee $0$0
Sample Cost
1 Years
$32,784$30,467
Savings After
1 Years
 Save $2,316
100% Offset Account Yes 
Extra Repayments YesYes
Redraw Facility YesYes
Contruction YesYes
More Information