Comparing St George Standard Variable vs NAB Choice Package

Lender St GeorgeNAB
Home Loan Standard VariableChoice Package
Interest Rate 7.04%6.29%
Summary

The St George Standard Variable Rate is a fully featured loan that is flexible and provides benefits such as a 100% offset account. The standard variable loan does not lock you into a set period and provides ample flexibility. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,672$2,473
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $600$0
Monthly Fee $10$0
Annual Fee $0$395
Sample Cost
1 Years
$32,784$30,074
Savings After
1 Years
 Save $2,709
100% Offset Account YesYes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information