Comparing St George Standard Variable vs NAB Introductory 1 Year Variable Rate

Lender St GeorgeNAB
Home Loan Standard VariableIntroductory 1 Year Variable Rate
Interest Rate 7.04%6.22%
Summary

The St George Standard Variable Rate is a fully featured loan that is flexible and provides benefits such as a 100% offset account. The standard variable loan does not lock you into a set period and provides ample flexibility. […] More

NAB’s 1-Year Variable Rate home loan comes with an introductory rate for the first 12 months of the term. The interest rate during the introductory period is variable rather than fixed. Once the term expires, the interest rates will revert to the NAB’s standard variable rate. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $40,000 (10%)$20,000 (5%)
Initial Monthly Repayment $2,672$2,455
Sample Term 30 years30 years
Home Loan Type VariableVariable
Application Fee $600$600
Monthly Fee $10$10
Annual Fee $0$0
Sample Cost
1 Years
$32,784$30,181
Savings After
1 Years
 Save $2,603
100% Offset Account Yes 
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information