Comparing Westpac Fixed 3 Years vs Westpac Premier Advantage Package

Lender WestpacWestpac
Home Loan Fixed 3 YearsPremier Advantage Package
Interest Rate 6.19%6.39%
Summary

The Westpac 3-Year Fixed Rate Home Loan is a Fixed Option that comes with a three-year fixed interest rate offered at a discount. It is one of several fixed rate loans that are available through Westpac banks; most of these have terms ranging from one year all the way to 10 years. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$52,000 (13%)
Initial Monthly Repayment $2,447$2,499
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $600$0
Monthly Fee $8$0
Annual Fee $0$395
Sample Cost
1 Years
$30,063$30,388
Savings After
1 Years
Save $324 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction YesYes
More Information